Cheap Motorcycle Insurance in New York – Tips to help you get Bike Insurance Cheap

cheap motorcycle insurance new york

You can get cheap motorcycle insurance in New York if you try some or all of these tips

Finding cheap motorcycle insurance in New York is in fact possible.  Armed with some basic tips and a good search strategy you certainly can get your bike insurance cheap.  I’ll go over some simple tips and strategies that’ll certainly help you find cheap insurance in New York.  And, it doesn’t really matter if you’re high risk or not.  These cheap motorcycle insurance will help you no matter what if you live in New York.

The first, and probably the most important thing you can do is don’t assume the big companies will give you the cheapest online motorcycle quote, or even assume that a multi-vehicle discount will give you the cheapest rate.  I was amazed to find a certain ‘green lizard’ company wanted nearly 3k a year to cover my scooter, even though I already had my car insured with them (at less than $600 a year).  The best way to get cheap insurance in New York is scout out the little companies.  They don’t advertise much (which saves you money by the way) so look for links to obscure companies.

By taking the Motorcycle Safety course at a DMV certified motorcycle safety school you’ll not only get an instant 10% discount on your motorcycle insurance but on your car insurance too!  This is a fantastic way to help you get your bike insurance cheap.  There’s a school located in the Bronx and one on Long Island.

The last thing you can do is choose a type and size of motorcycle that isn’t in a high risk group when cross referenced with your age and riding experience.  I’m sure we can all guess that a young, newly licensed rider on a powerful sport bike is high risk, but guess what.  A 40 something rider with two years experience on a large bike is also high risk.  I’ve linked a book below that’ll help you choose the right bike and will also improve your rider skill too.

Get this book, it’ll not only improve your riding skill but can help you get your bike insurance cheap too.  Proficient Motorcycling.

So, to sum up, shop around and try out some of the smaller, local companies.  Take, and pass, the motorcycle safety course and choose a low risk bike.  Follow these tips and you should be able to find your bike insurance cheap.

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About the Author

Hi there!, My name is Norm. I am a college grad, a veteran, a pet owner and a family man. I started writing articles both to make a little extra money, and to share my knowledge with others. I currently work in the IT department of a major NY hospital.
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