How to Get your Completely Free Credit Report

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During these trying financial times it’s more important than ever to download and check your completely free credit report each and every year.  Despite what TV commercials might have you believe the process is very simple, quick, and best of all, free.  Read on to see how you can download your completely free credit report in just a few minutes.

The easiest thing to do is to find one of the completely free credit report sites out there, is a well known and trusted one.  Before you start filling out information at any site, make sure the encryption icon is visible in your browser and read the fine print.  You shouldn’t have to use a credit card or buy anything, your credit report should be completely free.

You’ll have to enter personal information such as your social security number and address. Again, be sure the encrypted connection icon is showing before you submit such critical personal information.

After you enter your information you will be prompted with security questions such as previous addresses and existing or former loans. Make sure you have this information handy. Personally I was prompted for the make of the car on my last auto loan.

So there you have it, the process is simple but I really need to caution you, there are lot’s of companies out there that will try to make you buy a credit security monitoring package along with your credit report, don’t do this, your credit report should be completely free.

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About the Author

Hi there!, My name is Norm. I am a college grad, a veteran, a pet owner and a family man. I started writing articles both to make a little extra money, and to share my knowledge with others. I currently work in the IT department of a major NY hospital.
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