Finding low cost car insurance quotes is easy once you know exactly how to do it, and don’t buy the first policy that you see. Car insurance companies apply different weight to different factors when giving out car insurance quotes, finding a low cost one simply means getting as many quotes as possible. Read on to learn more about this.
With so many car insurance companies out there it really pays to shop around. Many of the larger companies spend lots of cash on advertising, the costs of which they pass on to you. If you really want to find low cost car insurance quotes you owe it to yourself to at least try a smaller company or two.
An easy trick to getting low cost car insurance quotes is to take a defensive driving course. Not only is it a good idea to take this course anyway, buy you’ll save money on your insurance too. Five hours of your time can save you money for the next five years, now that’s a good deal.
To be honest you aren’t going to find low cost car insurance quotes if you’re trying to insure a Ferrari or a new 18 yr old driver. Try to choose a vehicle that’s less expensive or safer, this is probably the easiest way to get low cost car insurance quotes.
You can use this strategy to get low cost car insurance quotes. Instead of taking a $250 or $500 deductible, raise it to $1000 and put the difference in the bank. It works out the same for you if you have an accident, buy you’ll save on your rates AND you’ll earn interest on the money, that’s just a win-win situation for you!
While you may think it’s a wise move to just add a second car to your current policy this certainly isn’t always the best thing to do. The fact is you may be paying too much for your current policy too. Show around for low cost car insurance quotes and don’t forget to mention you have multiple vehicles.
And finally, there are many states that allow a credit check when getting a car insurance quote. Try to clean up your report if you live in one of these states as it’ll be pretty hard to get low cost car insurance quotes if your report has many problems on it.
Filed Under: Insurance